Applying for Financial Aid

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Apply for Financial Aid

In order to be awarded financial assistance through the Office of Financial Aid, a student must complete an annual financial aid application and must meet all eligibility requirements.

Students begin the financial aid process by completing and submitting a Free Application for Federal Student Aid (FAFSA) at FAFSA.ed.gov using Adler’s school code (G20681).

Financial aid applications are year-specific and must be renewed each academic year in order to continue funding.

  • U.S. citizens, nationals, or permanent residents applying to start on Adler University’s Chicago or Vancouver Campuses during fall 2017 semester should complete the 2017-2018 FAFSA.
  • U.S. citizens, nationals, or permanent residents applying to start on Adler University’s Online Campus on or after May 2017 should complete the 2017-2018 FAFSA.

In certain instances, other aid application materials may be required. These additional items will be formally requested by the Office of Financial Aid if they are necessary to complete the aid application process.

Students will be notified of their aid awards via email and will be asked to review them via the Financial Aid Self-Service area of Adler Connect. Students receive access to this site shortly after being formally accepted to Adler University.

Financial Aid Eligibility Requirements

In order to be eligible for most types of federal and institutional assistance, an aid applicant must:

  • Be actively enrolled in a degree or certificate program at Adler University;
  • Have a high school diploma; have a recognized equivalent of a high school diploma (GED); or have completed schooling at the secondary level;
  • Have a complete financial aid application on file with the University;
  • Maintain satisfactory academic progress according to Office of Financial Aid standards;
  • Enroll at a certain level for certain aid programs (e.g., some loans require half–time enrollment, etc.);
  • Not have a federal or state drug conviction;
  • Not be incarcerated (except for certain federal assistance programs);
  • Be a U.S. citizen, national, permanent resident, other eligible noncitizen, or a citizen of the Freely Associated States;
  • Not be in default on a federal education loan;
  • Not owe an overpayment on a federal education grant;
  • Not have a defaulted federal education loan or federal grant overpayment in active bankruptcy claim (under certain circumstances);
  • Not have federal education loans that were discharged due to total and permanent disability (under certain circumstances);
  • Not have borrowed more than the aggregate limits established for federal loan programs;
  • Not have been convicted of, or pled no contest or guilty to, a crime involving fraud in obtaining Federal Student Aid (FSA) funds;
  • Not have property subject to a judgment lien for debt owed to the United States;
  • Have a Social Security number and provide it to Adler University;
  • Have registered with Selective Service (males only), if required by law; and
  • Meet all financial aid–specific criteria (certain programs require satisfactory credit checks; require the student to be in a specific academic program; etc.).

Enrollment Status

Federal student loans require a student to maintain at least half-time enrollment, as defined by their academic program. Federal work-study does not require at least half-time enrollment. Enrollment status definitions are as follows, with all measures being taken on a per&-term basis.

Only credits required for degree or certificate completion count in a student’s enrollment status for the term.

Program Full–Time Half–Time Less Than
Half–Time
Chicago/Vancouver M.A. and Certificate Students 8+ credits 4–7 credits 1–3 credits
Chicago/Vancouver Doctoral Students 9+ credits 5–8 credits 1–4 credits
Online M.A. Students 6+ credits 3–5 credits 1–2 credits

Exceptions to credit hour requirements for enrollment status are as follows:

  • Chicago, Vancouver, or Online Campus graduate students registered for practicum, practicum continuation, dissertation proposal (non-Psy.D. students only), dissertation, full-time internship, internship continuation, or externship satisfy the full-time enrollment definition.
  • Chicago, Vancouver, or Online Campus graduate students registered for dissertation proposal continuation (non-Psy.D. students only), doctoral dissertation continuation or half-time internship satisfy the half-time enrollment definition.
  • Important Note: Effective beginning in the 2017–2018 academic year, dissertation proposal and dissertation proposal continuation have been removed as exceptions to credit hour requirements for enrollment status for Psy.D. students.

Enrollment Status Considerations When Retaking Coursework:

Please note: for the purposes of determining a student’s enrollment status, there are special considerations for students who are repeating coursework.

  • A student who has failed a course (letter grade of F, or grade of NC in a credit/no-credit course) can have the repeated failed course calculated in their enrollment status as many times as it is necessary to get a passing grade. See the next bullet for an exception.
  • A student who is retaking a previously passed course to improve their grade in it may have exactly one repetition of that course included in their enrollment status. In the case when a student retakes the previously passed course to improve their grade and fails the second time, the student may not be paid for retaking the class a third time.